15 Fintech Companies to Watch in 2020: Part II

fintech companies to watch two
Happy 2020 readers! This is the second post in a two-part blog series titled 15 fintech companies to watch in 2020. Read part one with the first 7 fintech companies to look out for and meet us back here shortly. …

15 Fintech Companies to Watch in 2020: Part I

fintech companies to watch
This is the first post in a two-part blog series titled 15 fintech companies to watch in 2020.  Fintech, as many of you know, is short for financial technology. According to a Forbes post that we recently summarized called Fintech:…

How to Make Online Shopping Even More Secure

Fraud Prevention
Digital banking, mobile transactions, digital payments, and e-commerce are synonymous with consumer and retailer convenience and experience today. They are an integral part of how we function as a globally connected society. Despite this, they’ve also increased the risk.   Money…

Three Payment Trends Set to Make Headlines in 2020

2020 Payment Predictions
The payments industry continues to modernize and evolve under the influence of new payment innovations and changing consumer preferences for convenient and quick transaction processing.  For many, these new waters can be challenging to navigate, and we continue to see…

‘Tis the season to pay: Avoiding holiday debt

Holiday Debt
As Scrooge might say, ‘tis the season to pay—and for exorbitant holiday debt. As it is, consumer debt is at an all-time high exceeding $4 trillion and it’s no wonder it’s worse this holiday. Let’s take a look at the…

Summarizing The $3.6 Trillion Fintech Opportunity

Fintech Platform
Forbes contributor and investor at Bain Capital Ventures, Matthew Harris recently wrote a two-part Forbes article called Fintech: The Fourth Platform. In the articles, he discusses the future of financial technology (or fintech) companies and how a major shift to…

Credit Card Vs Bank Account Payments Infographic

Ecommerce Payments
Credit cards dominate e-commerce payments but Canadian businesses want to offer their customers more payment options. We’ve put together an infographic comparing credit card and bank account payments. Thanks to VoPay’s innovative Intelligent EFT / ACH (iQ11) product, businesses can…

How Secure is Your Cheque Book?

Cheque Fraud
At the bottom of every cheque is your bank’s branch transit number and financial institution number, as well as your personal bank account number. At the top is your full name and address, and, if you’ve signed the check, your…

The Very Real (and Hidden) Costs of NSF Fees

NSF
What is an NSF Fee? Non-sufficient funds, NSF, and insufficient funds all mean the same thing and are fairly self-explanatory: a lack of funds in one’s account to cover a transaction. When a transaction or payment attempts to go through…

Smoothing The Transition Into The Inevitable Future

open banking
The rise of financial technology (or fintech) companies around the globe opened pandora’s box on the question: who owns the financial data? What will they do with it?  The way that the current financial services ecosystem operates in Canada and…