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Canada's Payments Report in 2026: Cards Win the Count, EFT Wins the Value

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Canada's Payments Report in 2026: Cards Win the Count, EFT Wins the Value

The short answer: Payments Canada's 2026 report counted 26.7 billion payments worth $12.9 trillion in 2025. Credit and debit cards made up 68 percent of the count, while electronic funds...

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Expand Beyond Card Acceptance: Acquirer FAQs

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Expand Beyond Card Acceptance: Acquirer FAQs

TLDR: Expanding beyond card acceptance means giving your merchants and ISVs the money movement around the card, under your brand, without rebuilding your acquiring stack. VoPay's embedded finance platform adds...

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Cards Win the Count. Bank Rails Win the Value. Acquirers Need Both.

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Cards Win the Count. Bank Rails Win the Value. Acquirers Need Both.

Key takeaways Every acquirer I meet, in Toronto, Atlanta or Montreal, can tell me its authorization rate to the decimal. Far fewer can tell me how much money their merchants...

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February 20, 2026
Product Corner: Payment Processing Fees, how to Protect Margins with Convenience Fees
Every business that accepts payments faces a fundamental tension: But when it comes to payment processing fees, especially credit card processing...
February 12, 2026
Why Insurance Payments Still Lag and How Embedded Finance Is Catching Them Up
Canada’s insurance industry is technologically advanced Policy administration systems are modern Underwriting is increasingly data-driven...
January 29, 2026
Product Corner: VoPay Bill Payments
Business bill payments are still broken — here’s how modern bill pay fixes it Business payments have evolved quickly in some areas, such as...
December 17, 2025
The Silent Shift: Why Trust Now Lives in Algorithms
In this thought leadership piece, VoPay CEO Hamed Arbabi explores how trust is shifting from human institutions to intelligent systems For most of...
December 17, 2025
2026 Fintech Predictions & Trends for North America
The Compliance-First, AI-Driven, Real-Time Era Takes Shape 1 AI Becomes a Regulated Utility in Financial Services 2026 is the year AI stops being...
December 15, 2025
2025 in Review: VoPay’s Product Highlights
2025 was a big year for VoPay We moved beyond individual feature launches and focused on strengthening the entire payments operating system for our...
December 4, 2025
Product Corner: A Unified Identity and Fraud Intelligence Layer with VoPay Verify™
Platforms that move money face a growing challenge: trust doesn’t begin at payout; it starts at onboarding and continues across the entire user...
November 17, 2025
Product Corner: Embed Interac e-Transfer® Request Money for Faster Collections
Overview VoPay offers Interac e-Transfer® Request Money as an embedded payment experience powered by the trusted Interac® network Through VoPay,...
October 30, 2025
Product Corner: VoPay Verify™ Solution Evolves to Support All Major Payment Methods
Closing the Gap in Secure Payment Verification Ensuring secure payment verification before sending funds is essential for reducing fraud and payment...
October 17, 2025
Same-Day Pay for Gig Platforms: Why Embedded Payouts Are Essential for Retention
The gig economy runs on speed From food delivery to rideshare to freelance design, every transaction is driven by immediacy But when it comes to...
October 9, 2025
Understanding The Power of Embedded Payments for Loan Management Software
The broader concept of embedded finance, which includes embedded payments, has been gaining significant traction over the past few years A report by...
October 1, 2025
Finance Automation for SaaS CFOs: 6 ROI Driven Strategies
The New Mandate for Modern CFOs Finance leaders in SaaS companies are under more pressure than ever Growth targets haven’t eased, but budgets have...
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