What are EFT Payments? A Guide to Electronic Funds Transfer [2022]

What are EFT Payments? A Guide to Electronic Funds Transfer [2022]

Unless you have recently pulled out your chequebook, chances are you are likely familiar with EFT payments without knowing it. In fact, it is how

Case Study: Simplified Payments Helps Operational Efficiency Soar 25%

Case Study: Simplified Payments Helps Operational Efficiency Soar 25%

In this case study, we follow an organization as they integrate VoPay's Fintech-as-a-Service into their organization. By embedding our payment ...

6 Ways To Move To An Automated Lending Process

6 Ways To Move To An Automated Lending Process

  This is a joint post authored by TurnKey Lender and VoPay  Traditional lenders have dominated the consumer and commercial credit markets ...

Faster Payments: Fund Loans In Real-Time 24/7

Faster Payments: Fund Loans In Real-Time 24/7

Every day in North America, lenders miss out on millions of dollars in cash flow. Be it from NSF cheques, inefficient payment processing or ...

How Digital Transformation Can Change Our Business World For The Better

How Digital Transformation Can Change Our Business World For The Better

When it comes to the amount of data around us, the 2020 World Economic Forum reported that as of two years ago, “the number of bytes in the ...

Access Faster Payouts: VoPay x Visa Direct API

Access Faster Payouts: VoPay x Visa Direct API

Payments and how they are processed are the underpinnings of a strong economy, job growth, and maintaining economic stability. And in today’s ...

Payment Facilitation: 5 Reasons to Buy and Not Build Your Payment Solution

Payment Facilitation: 5 Reasons to Buy and Not Build Your Payment Solution

As more and more businesses zero in on improving operational efficiencies in order to add to their bottom line, payments are stepping into the ...

Embedded Finance Provides The Path to Profitability for Lenders 

Embedded Finance Provides The Path to Profitability for Lenders 

Embedded finance is a rapidly growing trend in the financial services industry. And for good reason. This service, primarily enabled by ...

Transforming Pre-Authorized Debit: Capitalizing on Bank Account Payment Innovation

Transforming Pre-Authorized Debit: Capitalizing on Bank Account Payment Innovation

The pace of innovation within Canada's payments ecosystem is on the fast track. Throughout the last few years, we have seen debit cards, digital ...

Why Embedded Payments in Lending are a Gamechanger

Why Embedded Payments in Lending are a Gamechanger

A tidal wave of change is reshaping the way lenders think about payments. As the world undergoes a massive shift toward digital, the popularity ...

e-Transfer for Business: A Complete Guide to Real-Time Payments

e-Transfer for Business: A Complete Guide to Real-Time Payments

“Interac e-Transfer for Business is poised to do for business payments what Interac e-Transfer did for the personal cheque.” Todd Roberts, ...

Is Your Loan Management Software Ready for Generation Z?

Is Your Loan Management Software Ready for Generation Z?

Generation Z is the next wave of major consumers for lender providers; thus, the software they use better be ready. A tech-savvy, digitally ...

The Paperless Lending Process: Opening Windows of Opportunity for Business Owners and Borrowers

The Paperless Lending Process: Opening Windows of Opportunity for Business Owners and Borrowers

This is a guest post from TurnKey Lender Loan Management Software Provider and VoPay partner TurnKey Lender share their insights on how lenders ...

B2B Payments: A 2022 Guide to Business Payments

B2B Payments: A 2022 Guide to Business Payments

It’s no secret that the B2B payments space has fallen behind other areas regarding payment innovation. While consumer and peer-to-peer payments ...

The World’s Leading Lenders Have Embraced Digital Payments: Have You?

The World’s Leading Lenders Have Embraced Digital Payments: Have You?

In the world of digitization, things are moving at a breakneck speed. As a result, the lending industry has dumped the hard costs of paper check ...

Digital Onboarding & Payment Security – The Next Frontier

Digital Onboarding & Payment Security – The Next Frontier

Next year Canada will usher in the start of an Open Banking era. While Open Banking is a relatively new concept for North Americans, society can ...

Why Real-Time Payment Traceability Matters for Lenders 

Why Real-Time Payment Traceability Matters for Lenders 

Like many others, the lending industry has seen upheaval and its fair share of challenges these last few years. As we enter the next stage and ...

Account-to-Account Payments Unleash The Power Of Real-Time Data

Account-to-Account Payments Unleash The Power Of Real-Time Data

We are sure you have heard the saying “data is the new oil.” Now imagine applying that concept to payment or finance “data and ...

Variable Recurring Payments: What are they, and how close is industry adoption?

Variable Recurring Payments: What are they, and how close is industry adoption?

When Open Banking arrives in Canada next year, we can expect Variable Recurring Payments (VRPs) to be hot on its heels. Variable recurring ...

7 Benefits of Embedded Payments for Lenders

7 Benefits of Embedded Payments for Lenders

As we have seen these last two years, the popularity of digital payments is undeniable. In light of this, forward-thinking businesses have seen ...

Top 6 Features Lenders Need in a Payment Processor

Top 6 Features Lenders Need in a Payment Processor

The payment industry has shifted, evolved and innovated these last two years. Payments are contactless, customer experience is king, and software

How Real-Time Payments Will Reshape The Future of B2B Payments

How Real-Time Payments Will Reshape The Future of B2B Payments

The final installment in our real-time payments (RTP) series delivers the insights businesses need to navigate this new world when it comes to ...

Embedded B2B Payments Eliminate the Complex Manual Process

Embedded B2B Payments Eliminate the Complex Manual Process

Did you know that almost 50% of businesses say slow payments are a major business challenge? If B2B payments are so common, why are they so ...

Payments as a Service: A Business Case For PaaS

Payments as a Service: A Business Case For PaaS

Welcome to the new world where everything, and we mean everything, is an acronym. If your company has a pain point, there is an acronym for it. ...

Open Banking in Canada: Consumer Awareness Must be at the Forefront

Open Banking in Canada: Consumer Awareness Must be at the Forefront

The Canadian government finally carved out a path ahead last year. In 2023 we will usher in the start of an Open Banking environment. And while ...

Real-Time Payment Series: Part 2 Are Canadian Businesses Ready?

Real-Time Payment Series: Part 2 Are Canadian Businesses Ready?

We can expect real-time payments (RTP) to go live in 2023 Canada-wide. And it’s time for Canadian businesses to prepare. The time to gain insight

What is an NSF Fee? And How Much Are They Costing Your Business

What is an NSF Fee? And How Much Are They Costing Your Business

Finding information on the costs of NSF for consumers is easy. A quick google search will find the topic covered at length. However, sourcing ...

Integrated Payment Solutions Have Become a Must-Have in Loan Management Software

Integrated Payment Solutions Have Become a Must-Have in Loan Management Software

Remember when we said, “every business would become a software business?” Well, here we are, only 12 years later, saying “every software company ...

Real-Time Payment Series: Part 1 Understanding the Landscape

Real-Time Payment Series: Part 1 Understanding the Landscape

Be it consumer or business, we have never seen a greater need for faster payments than in the past 18 months. No matter where one stood, ...

B2B Payments 2022: 4 Trends You Need to Know About

B2B Payments 2022: 4 Trends You Need to Know About

As  B2B payments 2022 trends lists hit the shelves, we wanted to add our thoughts for what lies ahead in the payment space. 2021 was an ...

A Payment Timeline: Reflections on the Rise of Digital Payments in 2021

A Payment Timeline: Reflections on the Rise of Digital Payments in 2021

Nostalgia. It tends to sneak in around the holidays. The end of 2021 has us taking stock and completing a year-end review. It’s a time to ...

Top Canadian Fintechs Validating Open Banking Success in 2021

Top Canadian Fintechs Validating Open Banking Success in 2021

We are finally at the precipice of a new financial world in Canada. On August 4th, 2021, the Canadian fintech community collectively let out a ...

The Benefits of Using EFT Payments for Buy Now Pay Later

The Benefits of Using EFT Payments for Buy Now Pay Later

Of all the trends that popped up in 2021, we can’t think of any that has affected the world of payments more than buy now pay later (BNPL).

Recurring Payments Give SaaS Companies the Upper Hand

Recurring Payments Give SaaS Companies the Upper Hand

Recurring payments are the fabric that underpins many products and services, including software as service companies(SaaS). Whether it is a ...

A Beginners Guide to AR/AP Automation

A Beginners Guide to AR/AP Automation

The final installment of our popular AR (Accounts Receivable) and AP (Accounts Payable) digitization series puts the focus on how enterprises can

Customer Payment Choice Redefines the Lending Industry

Customer Payment Choice Redefines the Lending Industry

Payments, money lending and financial transactions of all sorts have been present throughout history. In the very early days, payments took a ...

Canadians Go Digital: Simple Payment Processing Is the “New Normal”

Canadians Go Digital: Simple Payment Processing Is the “New Normal”

The annual Payment Methods and Trends (CPMT) report came out last month, and it left no doubt, online transfers stole the spotlight in 2020. ...

3 Common Cash Flow Problems: How AR/AP Digitization Helps

3 Common Cash Flow Problems: How AR/AP Digitization Helps

As we dive deeper into our AR/AP series, we’ve covered:  four mistakes enterprise companies should avoid, the importance of AP automation ...

Online Transfers Steal the Spotlight in 2020

Online Transfers Steal the Spotlight in 2020

The way we move money is changing, in a big way. As more and more people move away from cash and cheques, the world of online transfers ...

Canada’s Path to Open Banking

Canada’s Path to Open Banking

Hamed Arbabi, CEO and Founder of VoPay, shares how VoPay is altering the Open Banking landscape and helping Canadians embrace digitization along ...

From Traditional to Innovator: The Digitization of the CFO Role

From Traditional to Innovator: The Digitization of the CFO Role

As part of our AR and AP digitization series, we’ve broken down the four mistakes enterprise companies should avoid when moving their technology ...

5 Benefits of Digital Payments for Loan Management Softwares

5 Benefits of Digital Payments for Loan Management Softwares

Consumers everywhere expect the same choices that they get cross-industries and services. They decide how, where and when they pay. Lenders have ...

4 Mistakes to Avoid when Moving to AP Automation

4 Mistakes to Avoid when Moving to AP Automation

As part of our AR/AP series, today we will uncover the four mistakes enterprise companies should avoid when moving their technology to AP ...

Benefits of Open Banking for Canadian Consumers

Benefits of Open Banking for Canadian Consumers

This content was recently presented by our friends at FDATA North America to one of the big 5 Canadian banks. How Consumer Financial Data Access ...

ACH Payments Canada: Everything you need to know about ACH

ACH Payments Canada: Everything you need to know about ACH

ACH payments are one of the core focus of our entire business. VoPay supports ACH payment processing for Canadian businesses operating in the US,

Top 10 Reasons to Use VoPay Electronic Funds Transfer Payments

Top 10 Reasons to Use VoPay Electronic Funds Transfer Payments

Electronic Funds Transfer (EFT) is incredibly popular in Canada. At last check it accounted for 77% of total payments —that’s almost 17 billion ...

Top three highlights: ‘Need for Speed: How RTR will change the Fintech game’

Top three highlights: ‘Need for Speed: How RTR will change the Fintech game’

In recent years, countries around the world have been moving to upgrade their legacy systems to enable real-time payments and data-rich ...

Lenders ‘New Normal’; The shift to digital payment solutions

Lenders ‘New Normal’; The shift to digital payment solutions

Digital payments were considered a luxury in many markets before 2020, but that changed as the COVID-19 pandemic accelerated slow-moving ...

How Customers Use Electronic Funds Transfers (EFTs) Payments

How Customers Use Electronic Funds Transfers (EFTs) Payments

Every time a consumer accepts or sends a direct deposit, they’re using an electronic funds transfer or EFT. Every time they withdraw cash or ...

Partnerships & Education – The Key to Open Banking Success in Canada?

Partnerships & Education – The Key to Open Banking Success in Canada?

Last week the 2021 Fintech & Financing Conference and Expo #FFCON was held, this digital conference reflected on the growth and challenges ...

Canadians still use close to a Billion cheques each year

Canadians still use close to a Billion cheques each year

The pandemic has shed light on a few areas in people’s lives where inefficiencies are glaring. One that jumps out is payments, specifically cash ...

Integrated Payments: Modernizing Lenders and satisfying their Borrowers

Integrated Payments: Modernizing Lenders and satisfying their Borrowers

As part of our blog series on integrated payments, today we’re taking a closer look at lenders and specifically how their customers can benefit ...

Why Thousands of Business Owners are Choosing e-Transfer Every Day

Why Thousands of Business Owners are Choosing e-Transfer Every Day

We’ve all read the headlines before, “How e-Transfers are ousting paper cheques,” or “Dear Canadians: Please stop using cheques”—plus numerous ...

What Are ACH Payments and How Do They Work?

What Are ACH Payments and How Do They Work?

An ACH payment is a bank term that stands for the Automated Clearing House. ACH payments are electronic transfer systems that move money between ...

Integrated Payment Partnerships – The Key Benefits for ISVs

Integrated Payment Partnerships – The Key Benefits for ISVs

As part of our blog series on ISV partnerships, today we’re taking a closer look at the key benefits of integrated payment partnerships. The ...

Integrated Payment Processing Helps ISVs Grow Revenue

Integrated Payment Processing Helps ISVs Grow Revenue

In today’s growing technology landscape, particularly when it comes to digital and integrated payments, it’s no secret that consumers want ...

Everything you need to know about EFT Banking in Canada

Everything you need to know about EFT Banking in Canada

Digital disruption has overhauled age-old processes in every industry to be more customer-centric, user-friendly, connected, and, above all, ...

The State of Canadian Digital Banking

The State of Canadian Digital Banking

The pandemic has been the primary driver of rising digital banking usage this year in Canada and will continue to drive further spending by ...

Most Viewed Payment Infographics of 2020

Most Viewed Payment Infographics of 2020

This year has been marked with incredible resilience, recovery, and innovation with the payments industry playing a vital role in supporting ...

2020 E-Commerce Growth & Payment Preferences

2020 E-Commerce Growth & Payment Preferences

The pandemic has helped accelerate the shift in consumer buying habits from in-person to e-commerce channels. This year Black Friday shopping ...

Canada’s Love With Cashless Payments Reaches New Heights

Canada’s Love With Cashless Payments Reaches New Heights

Cashless Payments Dominate Earlier this month Payments Canada released its annual report on payment methods and trends. The report looked at more

Data Aggregation: Using API’s to Provide a Full Financial Picture

Data Aggregation: Using API’s to Provide a Full Financial Picture

Last month we joined our technology partner Fiserv on the virtual main stage at API World to discuss how financial data aggregation works, its ...

The Current State of Canadian Fintech Adoption

The Current State of Canadian Fintech Adoption

Fintech adoption has nearly tripled in Canada, increasing from just 18% in 2017 to 50% in 2019. Canadian digital-only banks will experience an ...

Welcome to The World of Payments as a Service

Welcome to The World of Payments as a Service

The Payments as a Service (PaaS) model eliminates the need for costly and lengthy implementations. Instead, it shifts to a subscription-based ...

Open Banking Movers & Shakers – Q4 2020

Open Banking Movers & Shakers – Q4 2020

In the summer we released our first quarterly ‘Open Banking Movers and Shakers‘. We’re pleased to share an updated list with ...

Small Business Payment Pain Points and Trends

Small Business Payment Pain Points and Trends

This month Payments Canada released survey results from Canadian small business owners show that 1 in 4 Canadian businesses struggles with ...

SME FinTech Adoption By The Numbers

SME FinTech Adoption By The Numbers

In today’s New Normal both advanced technology and legacy businesses are looking to faster-integrated payment methods to enable them to offer a ...

ONE:ONE with MICC Financial’s Jonah Chininga

ONE:ONE with MICC Financial’s Jonah Chininga

Welcome to our ONE:ONE blog series where we sit down with thought leaders and pioneers in the fintech, payments and open banking space. We set ...

The New Fintech Normal

The New Fintech Normal

Our friends at Plaid recently published “The Fintech Effect” report after conducting a survey of Americans that looked at how ...

The Need For Payment Speed

The Need For Payment Speed

Payment speed has never been more top of mind or important than now. A recent PayPal survey, it found that 76% of small businesses in the U.S. ...

Small Business Digital Payments Adoption

Small Business Digital Payments Adoption

As the pandemic continues so does the financial and operational stress for small business owners across North America. Businesses are turning to ...

Benefits of Innovation in B2B Payment Solutions

Benefits of Innovation in B2B Payment Solutions

Elevating an accessible Canadian business payments landscape Traditionally the B2B payments space has lacked innovation, with digital solutions ...

The Accounts Payable Digitization Opportunity

The Accounts Payable Digitization Opportunity

The numbers below make it clear there is still a significant opportunity to optimize the entire accounts payable process. From eliminating paper ...

Top 8 Payment Methods By The Numbers

Top 8 Payment Methods By The Numbers

We looked at the 8 most common payment methods used in Canada. Cheque and EFT payments values clearly eclipse all other payment methods by a ...

The Digital Payments Surge

The Digital Payments Surge

This month the Bank of Canada designated Interac e‑Transfer as a prominent payment system which means the payment service will now be regulated ...

The Best Way To Send Money: EFT VS Bulk e-Transfer

The Best Way To Send Money: EFT VS Bulk e-Transfer

EFT and bulk e-Transfer payments are both ways for businesses to seamlessly send money to customers and manage accounts payable. We decided to ...

Open Banking Movers & Shakers – Q3 2020

Open Banking Movers & Shakers – Q3 2020

In a recent infographic we looked at some of the open banking gains seen around the world including an expected growth rate of 24.4% by 2026 ...

Business Payment Pains & Open Banking Gains

Business Payment Pains & Open Banking Gains

Significant pain points persist with business payments but with continued growth in open banking adoption more businesses than ever are realizing

ONE:ONE with Inverite’s Lloyd Evetts

ONE:ONE with Inverite’s Lloyd Evetts

Welcome to our new ONE:ONE blog series where we sit down with thought leaders and pioneers in the fintech, payments and open banking space. Our ...

How Does Bulk e-Transfer For Business Work?

How Does Bulk e-Transfer For Business Work?

You can access our bulk e-Transfer service through our developer-friendly API and easily send thousands of near real-time payments with just an ...

Banking and Payments For Gen Z Infographic

Banking and Payments For Gen Z Infographic

Gen Z is the most interested in digital payment products and services of any generation. While adoption of mobile wallets has been relatively ...

EFT Payments Comparison

EFT Payments Comparison

EFT payments are not created equally thanks to our mission of digitizing online bank account payments with speed, transparency, and traceability.

VoPay and Plaid Payments: Our Partnership Explained

VoPay and Plaid Payments: Our Partnership Explained

Last week we announced the next phase of our partnership with Plaid which saw us become a platform partner. What does that mean? Well, it’s

Five Most Read Fintech Blog Posts Of 2020 So Far

Five Most Read Fintech Blog Posts Of 2020 So Far

We are halfway through 2020 so we thought we would look back at our five most popular blog posts of the year so far: Canada’s In Love With ...

Product Corner: Split Payments & Scheduled Payments

Product Corner: Split Payments & Scheduled Payments

Welcome to the latest edition of the VoPay Product Corner, your source for the latest product features we’ve added to our payments platform to ...

How Do VoPay & Plaid Payments Work?

How Do VoPay & Plaid Payments Work?

We’ve teamed up with Plaid to help make payment processing faster, more efficient, and more secure. Before we dive into how it all works ...

A Cashless World Infographic

A Cashless World Infographic

Our friends at Payments Canada recently conducted a survey that showed how the pandemic has dramatically shifted Canadians’ payment habits. As we

Open Banking Canada: What’s Next for  Businesses?

Open Banking Canada: What’s Next for Businesses?

Over the past two years, there has been a lot of discussion around the concept of ‘Open Banking’ and the potential benefits it holds for both ...

Accounts Payable By The Numbers Infographic

Accounts Payable By The Numbers Infographic

A staggering amount of money is spent on Account Payable (AP) processing because of payment inefficiencies. In fact, 80% of SMB still pay their ...

10 Tips To Protect You And Your Money From Fraud

10 Tips To Protect You And Your Money From Fraud

You know the importance of protecting your money, your personal bank information, and your identity. But it can be overwhelming to think of all ...

The Real Cost of Processing Bank Payments

The Real Cost of Processing Bank Payments

The cost of multiple checks, EFT / ACH, or wire payments can quickly add up and lead to significant use of operational resources. We look at the ...

Calling On Fintechs To Support SMB Lending During COVID-19

Calling On Fintechs To Support SMB Lending During COVID-19

Hundreds of millions of small businesses require immediate financial relief through government funding in order to stay afloat—and keep economies

Unlock Financial Wellness in the Midst of Uncertainty

Unlock Financial Wellness in the Midst of Uncertainty

Many people around the world have lost their jobs, had hours cut, and are facing financial crises during this challenging time. Of the many ...

A Message from VoPay’s CEO Addressing COVID-19

A Message from VoPay’s CEO Addressing COVID-19

To our clients, partners, stakeholders and community, During these unprecedented and challenging times I wanted to update you on how we’re ...

Digitizing Checks; A Secure Alternative to Paper

Digitizing Checks; A Secure Alternative to Paper

Even before the coronavirus outbreak, people were increasingly using cashless payments and digital checks (or e-checks) over cash, coins, and ...

How Digitization Aids and Relieves Social Distancing

How Digitization Aids and Relieves Social Distancing

During this time of uncertainty, health and safety authorities recommend practicing social distancing. This means maintaining a safe distance ...

5 Companies Disrupting The World of Money

5 Companies Disrupting The World of Money

For every disrupted industry and category, hundreds of innovative startups seem to appear overnight. Some are better at others on capitalizing on

Competition Among the Einsteins and Edisons of Fintech

Competition Among the Einsteins and Edisons of Fintech

The world’s greatest inventions don’t exist in a vacuum. They cannot be attributed to one person or company. They compete with each other and ...

Financial Wellness Apps Bank on Credential-Based​ Authentication

Financial Wellness Apps Bank on Credential-Based​ Authentication

There has never been a more exciting time in banking than now. Financial wellness apps and digital tools help users manage their finances, ...

Payment Security Through Tokenization Infographic

Payment Security Through Tokenization Infographic

Tokenization adds a layer of security to sensitive payment information, such as bank account and credit card details. It protects sensitive data ...

Tokenization: The Secret Key to Payment Security

Tokenization: The Secret Key to Payment Security

The rise of digital shopping triggered a world of innovations that boost security and consumer experience. Tokenization is among them. Of the 2.1

Canada’s in Love With Cashless Payments

Canada’s in Love With Cashless Payments

This post is based on the comprehensive findings published by Payments Canada in its annual 2019 Canadian Payment Methods and Trends ...

The Evolution of Payments: Paper to Plastic to Digital Payments

The Evolution of Payments: Paper to Plastic to Digital Payments

Before plastic cards, credit cards were made of paper and contained a customer’s important banking information. This may sound archaic, ...

The Future of Digital Banking: Top 5 Trends for 2020

The Future of Digital Banking: Top 5 Trends for 2020

With the dawn of our new decade comes innovations, connectivity, speed, ease, and security in banking like never before. It is a thrilling time ...

15 Fintech Companies to Watch in 2020: Part II

15 Fintech Companies to Watch in 2020: Part II

Happy 2020 readers! This is the second post in a two-part blog series titled 15 fintech companies to watch in 2020. Read part one with the first ...

15 Fintech Companies to Watch in 2020: Part I

15 Fintech Companies to Watch in 2020: Part I

This is the first post in a two-part blog series titled 15 fintech companies to watch in 2020.  Fintech, as many of you know, is short for ...

How to Make Online Shopping Even More Secure

How to Make Online Shopping Even More Secure

Digital banking, mobile transactions, digital payments, and e-commerce are synonymous with consumer and retailer convenience and experience ...

Three Payment Trends Set to Make Headlines in 2020

Three Payment Trends Set to Make Headlines in 2020

The payments industry continues to modernize and evolve under the influence of new payment innovations and changing consumer preferences for ...

‘Tis the season to pay: Avoiding holiday debt

‘Tis the season to pay: Avoiding holiday debt

As Scrooge might say, ‘tis the season to pay—and for exorbitant holiday debt. As it is, consumer debt is at an all-time high exceeding $4 ...

Summarizing The $3.6 Trillion Fintech Opportunity

Summarizing The $3.6 Trillion Fintech Opportunity

Forbes contributor and investor at Bain Capital Ventures, Matthew Harris recently wrote a two-part Forbes article called Fintech: The Fourth ...

Credit Card Vs Bank Account Payments Infographic

Credit Card Vs Bank Account Payments Infographic

Credit cards dominate e-commerce payments but Canadian businesses want to offer their customers more payment options. We’ve put together an

How Secure is Your Cheque Book?

How Secure is Your Cheque Book?

At the bottom of every cheque is your bank’s branch transit number and financial institution number, as well as your personal bank account ...

Open Banking: Convenience Doesn’t Have to Compromise Security

Open Banking: Convenience Doesn’t Have to Compromise Security

The Convenience Factor In the digital age, more and more consumers seek convenience in banking, and this is demonstrated with the digital ...

The Very Real (and Hidden) Costs of NSF Fees

The Very Real (and Hidden) Costs of NSF Fees

What is an NSF Fee? The hidden costs of NSFs are a challenge businesses need to overcome. Non-sufficient funds, NSF, and insufficient funds all ...

Smoothing The Transition Into The Inevitable Future

Smoothing The Transition Into The Inevitable Future

The rise of financial technology (or fintech) companies around the globe opened pandora’s box on the question: who owns the financial data? What ...