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Canada's Payments Report in 2026: Cards Win the Count, EFT Wins the Value

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Canada's Payments Report in 2026: Cards Win the Count, EFT Wins the Value

The short answer: Payments Canada's 2026 report counted 26.7 billion payments worth $12.9 trillion in 2025. Credit and debit cards made up 68 percent of the count, while electronic funds...

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Expand Beyond Card Acceptance: Acquirer FAQs

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Expand Beyond Card Acceptance: Acquirer FAQs

TLDR: Expanding beyond card acceptance means giving your merchants and ISVs the money movement around the card, under your brand, without rebuilding your acquiring stack. VoPay's embedded finance platform adds...

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Cards Win the Count. Bank Rails Win the Value. Acquirers Need Both.

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Cards Win the Count. Bank Rails Win the Value. Acquirers Need Both.

Key takeaways Every acquirer I meet, in Toronto, Atlanta or Montreal, can tell me its authorization rate to the decimal. Far fewer can tell me how much money their merchants...

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June 12, 2026
Payment Orchestration vs Automation: Why Automation Isn't Enough
Most finance teams do not have an automation problem They have a coordination problem, and more automation will not fix it If you run financial...
May 26, 2026
Product Corner: CRA Tax Remittance with VoPay Tax Pay
Tax Pay is VoPay's new API product for Canadian tax remittance, covering 15 tax types across federal, Ontario, Quebec, and Nova Scotia jurisdictions...
May 22, 2026
The Modern Guide to Embedded Payments for Gig Economy and Contractor Platforms
Getting contractors and gig workers paid on time, in full, and through a channel they actually trust is one of the most operationally complex...
May 15, 2026
The Hidden Cost of Managing Business Bills Manually: Why Canadian Businesses Need AP Automation
KEY TAKEAWAYS •  Canadian finance teams spending 8-10 hours a month on manual bill payments lose $400-$500 in staff time before late fees are...
May 4, 2026
Product Corner: Identity and Contact Verification for Customer Onboarding and Payment Success
Customer onboarding is where many data issues begin, and where payment failures often originate As platforms grow, using identity verification...
April 21, 2026
How to Collect PAD Payments Compliantly in Canada Without a Developer
If your business collects recurring payments from Canadian customers — whether that's rent, loan repayments, subscription fees, or membership dues...
April 17, 2026
Bank Reconciliation: Why It Breaks at Scale and How Modern Tools Fix It
Bank reconciliation is often treated as a routine accounting task In reality, it is a signal that something deeper in your system is not working as...
April 9, 2026
Product Corner: VoPay Instant™: Powering Real-Time Bank Payouts Across Canada
In today’s fast-moving digital economy, speed isn’t a luxury — it’s an expectation As demand for real-time payments in Canada grows,...
March 26, 2026
Product Corner: Smarter, Tiered Payment Approvals for Real-World Financial Control
Most approval workflows are overly simplistic: one rule, one threshold, one level of approval But that’s not how finance teams actually operate In...
March 20, 2026
Alternative Payment Infrastructure for Tip Distribution Software Platforms
How restaurants and hospitality platforms can build secure, compliant tip payout systems with modern embedded payment infrastructure The hospitality...
March 12, 2026
Payments Infrastructure in 2026: How to Think About Build vs Buy
A Strategic Playbook for Platforms Expanding Across the US and Canada In 2026, the build versus buy decision in payments is no longer about whether...
February 26, 2026
The Structural Shift: From Treasury System to Treasury Infrastructure
For decades, corporate treasury operated in cycles Payments moved in batches Liquidity visibility was updated at the end of the day Reconciliation...
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