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Canada's Payments Report in 2026: Cards Win the Count, EFT Wins the Value

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Canada's Payments Report in 2026: Cards Win the Count, EFT Wins the Value

The short answer: Payments Canada's 2026 report counted 26.7 billion payments worth $12.9 trillion in 2025. Credit and debit cards made up 68 percent of the count, while electronic funds...

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Expand Beyond Card Acceptance: Acquirer FAQs

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Expand Beyond Card Acceptance: Acquirer FAQs

TLDR: Expanding beyond card acceptance means giving your merchants and ISVs the money movement around the card, under your brand, without rebuilding your acquiring stack. VoPay's embedded finance platform adds...

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Cards Win the Count. Bank Rails Win the Value. Acquirers Need Both.

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Cards Win the Count. Bank Rails Win the Value. Acquirers Need Both.

Key takeaways Every acquirer I meet, in Toronto, Atlanta or Montreal, can tell me its authorization rate to the decimal. Far fewer can tell me how much money their merchants...

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April 12, 2022
Account-to-Account Payments Unleash The Power Of Real-Time Data
We are sure you have heard the saying "data is the new oil" Now imagine applying that concept to payment or finance "data and adding in the idea of...
April 5, 2022
Variable Recurring Payments: What are they, and how close is industry adoption?
When Open Banking arrives in Canada next year, we can expect Variable Recurring Payments (VRPs) to be hot on its heels Variable recurring payments...
March 8, 2022
Top 6 Features Lenders Need in a Payment Processor
The payment industry has shifted, evolved and innovated these last two years Payments are contactless, customer experience is king, and software...
March 1, 2022
How Real-Time Payments Will Reshape The Future of B2B Payments
The final installment in our real-time payments (RTP) series delivers the insights businesses need to navigate this new world when it comes to B2B...
February 23, 2022
Embedded B2B Payments Eliminate the Complex Manual Process
Did you know that almost 50% of businesses say slow payments are a major business challenge If B2B payments are so common, why are they so...
February 16, 2022
Payments as a Service: A Business Case For PaaS
Welcome to the new world where everything, and we mean everything, is an acronym If your company has a pain point, there is an acronym for it For the...
February 8, 2022
Open Banking in Canada: Consumer Awareness Must be at the Forefront
The Canadian government finally carved out a path ahead last year In 2023 we will usher in the start of an Open Banking environment And while many in...
February 1, 2022
Real-Time Payment Series: Part 2 Are Canadian Businesses Ready?
We can expect real-time payments (RTP) to go live in 2023 Canada-wide And it’s time for Canadian businesses to prepare The time to gain insight and...
January 26, 2022
Integrated Payment Solutions Have Become a Must-Have in Loan Management Software
Remember when we said, “every business would become a software business” Well, here we are, only 12 years later, saying “every software company...
January 18, 2022
Real-Time Payment Series: Part 1 Understanding the Landscape
Be it consumer or business, we have never seen a greater need for faster payments than in the past 18 months No matter where one stood, accessing...
January 12, 2022
B2B Payments 2022: 4 Trends You Need to Know About
As  B2B payments 2022 trends lists hit the shelves, we wanted to add our thoughts for what lies ahead in the payment space 2021 was an...
December 30, 2021
A Payment Timeline: Reflections on the Rise of Digital Payments in 2021
Nostalgia It tends to sneak in around the holidays The end of 2021 has us taking stock and completing a year-end review It's a time to contrast,...
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